I haven't blogged in a while but I had a bunch of new Chrome extensions I wanted to share. 1. Crypt-Up . Emails are very insecure; they bounce around weird servers that you cannot control. And encryption has been very annoying. Crypt-Up is an extension that beautifully implements PGP encryption for Gmail. (Right now, it's only for Chrome but mobile apps are being planned.) Under the PGP encryption scheme, every user has a private key and a public key. The private key is kept secret, and the public key has to be shared. To send an encrypted email, the sender uses the recipient's public key to scrambled the email. The recipient's private key is the only (known) way to unscramble it. Crypt-Up does a good job of keeping track of private and public keys, and sending emails. You can export your private key to use other PGP products and import your friend's public keys so you can send them emails even if they don't use Crypt-Up. Try it out! 2. Script-Safe . Do you
There's been many reports in the news about scammers pretending to the IRS harassing taxpayers for money with threats of arrest or deportation . There is a new scam where identity thieves will break into the IRS website to request copies of your tax return transcripts and income reports . Once the hackers get access to the IRS website, they can access your W-2 and 1099s for the last ten years. Avoid this scam by claiming your profile first by accessing this IRS website . You don't have to get a transcript. You just have to claim your IRS online account so bad guys can't do it. Of course, you should use really long passwords to stymie the bad guys.
Typically, you are not bound by a contract you didn't sign. However, thirty states have so-called filial responsibility and support statutes that obligate adult children to make good on their parents' debts. New York doesn't have such a statute. Yet creditors from your parents' home states may be able to use these statutes to reach out-of-state children. The statutes generally require the debt be for necessities, and that the parents be indigent. Government enforcement has been rare. Occasionally, Medicaid programs enforce these laws when there has been a recent divestment of assets for eligibility purposes. But nursing homes in a few states have been aggressively using this law to collect against children even when the parent has significant Social Security benefits and pension payments, which cannot be garnished. I imagine there are more than a few baby boomers out there struggling to pay their children's college bills who are due for a rude awakening.